Explore Arizona Home Loans
The Harward Mortgage Team is experienced in a wide variety of Arizona Home Loans and offers a wide range of financing options including FHA, VA, and jumbo loans, as well as special programs for self employed individuals and first time home buyers.
Experienced Buyers
As a repeat buyer, you already know the specifics. Now let us provide the most competitive low rate, professional support, and a smooth closing on time.
First Time Home Buyer
We know how overwhelming the process of buying a home is, especially if it is the first time. We work closely with you to explain the process and make it a smooth transaction.
Refinance Options
If you already own a home and are interested in refinancing to either save money with a lower interest rate and monthly payment, or shorten your loan term, or pull cash out, then we offer a variety of refinance options.
Investment Or Second Home Buyer
Buying a vacation or investment property has a different set of loan guidelines. Our expertise will make sure that you receive the best terms that fit your goals and objectives.
First Time Home Buyer
We know how overwhelming the process of buying a home is, especially if it is the first time that you’re doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your Arizona mortgage gets approved and you get the home that you are so excited to buy!
Veterans and Active Military
You have served our country, now let us serve you! Our experience helping our local veterans to navigate the hassle and paperwork of getting a mortgage is second to none. We can help you to use your VA benefits to buy a home or refinance with a great rate and little to no money down.
Reverse Mortgages
A reverse mortgage is a home loan, used for any purpose, where seniors 62 and older can access the equity (cash) built up in their home. It can also be used to purchase a home should you desire to be free of having to make a monthly mortgage payment.
It is called a reverse mortgage because although you borrow money from a lender, the lender makes monthly payments to you, rather than you making monthly payments to the lender. Or they provide you with a lump sum either in cash at closing or accessed when you want it through a credit line. Funds can be used to pay off existing debt or as you see fit. Any cash back you receive is tax-free, and all interest is paid at the end of the loan rather than the beginning.
Investment and Second Home Buyers
Buying a vacation or investment property with a Arizona Home Loan has a different set of loan guidelines. Our expertise will make sure that you receive the best terms that fit your goals and objectives.
Refinancing Home Owners
If you already own a home and are interested in refinancing to either save money with a lower interest rate and monthly payment, or shorten your loan term, or pull cash out, then we offer a variety of refinance options.
Down Payment Assistance
Down payment assistance can help with the initial costs of home ownership. Talk with our team today and see what kinds of down payment assistance programs may be available for you.
We Know Arizona Home Loans
Find out all your options on Arizona home loans and Arizona Mortgage including, refinancing, FHA, and more about how we can help with the process.
For The Latest Real Estate and Mortgage News, Check Out Our Blog Here.