We Make The Home Loan Process Easy

Whether you are a first-time home buyer, investment/vacation home buyer, or are interested in refinancing your current Arizona mortgage, the Harward Mortgage Team has extensive experience with Arizona home loans!

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Our Awards and Recognition

Chase Home Finance Leaders Club – 2001

Chase Home Finance Leaders Club – 2002

UWM Top 1% Nationwide – 2021

UWM Speed To Close – 2018

“We are committed to providing you with professional service, honest information, and extremely good loan programs and rates. Give us a call soon!”

Find Your Loan Type

The Harward Mortgage Team is experienced in Arizona home loans and provides a wide variety of financing options, including FHA, VA, and jumbo loans, as well as special programs for self employed individuals and first time home buyers.

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First Time Home Buyer

We know how overwhelming the process of buying a home is, especially if it is the first time. We work closely with you to explain the process and make it a smooth transaction.

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Investment or Second Home Buyer

Buying a vacation or investment property has a different set of loan guidelines. Our expertise will make sure that you receive the best terms that fit your goals and objectives.

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Refinance Options

If you already own a home and are interested in refinancing to either save money with a lower interest rate and monthly payment, or shorten your loan term, or pull cash out, then we offer a variety of refinance options.

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Harward Mortgage Team

5.0

Based on 51 reviews

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Kirsten Heslop

3 months ago

Howard Mortgage Team never disappoints! Every closing we've had with their team has been smooth and easy breezy! Highly recommend!!!

Jason Kramer

6 months ago

Scott and Spencer Harward were both very professional and made the process of buying our home as smooth as possible. I would recommend them to anyone and I look forward to working with them again in the future.

Rachel Chesley

12 months ago

Scott and Spencer were so helpful and always timely with their responses to my questions. My whole experience was very smooth and positive.

Diana Wermes

12 months ago

This is the second time that I have worked with the Harward Mortgage Team. Using their portal to turn in all required documents was so easy! Scott was always available to answer any questions and continued to check in with me throughout the process. I would highly recommend Scott and his team for any mortgage needs.

Bridgette Grace

1 year ago

The Harward Team has helped me with several mortgages through out my life. I am now a single female and did this on my own. They have always quickly responded to my needs and questions and this time was no exception. I closed in 30 days and it was the easiest transaction yet. I appreciate how available they are to answer any questions and they made signing documents and providing documents easy! They’re honestly the best!!! Thanks so much!!!

victor weisenhunt

2 years ago

Harward mortgage team was phenomenal in our home buying process. Scott took the time to really explain everything and helped me in getting a better rate than another lender. Scott was patient and understanding with my wife and I during our first home buying experience. Scott will be my go to from now on no matter what. I would recommend his team to anyone looking to purchase a home.

Chelsea McNair

7 years ago

Scott and his team at Arizona Mortgage Specialists were amazing. We were first time home buyers, so we naturally had a lot of questions. Scott was always very responsive and did not mind explaining things multiple times if needed. He ensured that all deadlines were met and kept us informed throughout the entire process. We would definitely recommend Scott and his team and would use them in the future!

An Experienced Team You Can Trust

With over 30 years of experience in the Arizona Mortgage Industry, Scott and Spencer have the knowledge and dedication to make the entire process as smooth as possible.

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Professional Support

Count on us to be there with you and to help you navigate the entire process. We’ll help you cut through the red tape and avoid the common mistakes people make.

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Competitive Low Rates

We work with you to comb through the options and find the right program to secure low market rates to make sure you are paying the lowest possible payment each month.

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Close Your Loan On Time

Not all lenders can close quickly. We work with you through the process to meet all deadlines and make sure that your loan closes on time.

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Harward Mortgage Team – Arizona Home Loans – Arizona Mortgage Lenders

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Fill out our easy-to-use Arizona home loans application for a quick and free no-obligation quote on your next mortgage.

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